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Will the Monthly Disability Payments Increase in 2025?

The Social Security Administration (SSA) has recently announced a 2.5 percent increase in benefits for 2025. This change, set to take effect in January, is part of an annual adjustment made to ensure that Social Security Disability benefit recipients keep up with the rising cost of living. This increase will offer much-needed relief to millions of beneficiaries across the country.

The 2025 increase will directly impact individuals receiving Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

How the Increase Affects You

For SSDI recipients, the increase is essential for covering daily living expenses, especially as medical costs continue to rise. SSI beneficiaries, many of whom live on limited incomes, will also see their payments grow, which can ease the financial burden they face.

Starting in January 2025, recipients can expect to see their monthly payments reflect the 2.5 percent increase.

Example
If someone currently receives $1,000 per month, they will see an additional $25 added to their monthly check. While it may not seem like a large amount, these increases accumulate over time, helping to protect the purchasing power of beneficiaries.

Notification Process and Recipient Action

The SSA will notify all SSDI and SSI recipients of the upcoming increase via mail, and for those who have a personal “my Social Security” account can view their COLA notice online by the start of December 2024.

No action is required from beneficiaries to receive the adjusted payments. The increase will automatically be applied to benefit checks starting in January 2025. Recipients will see the new amount in their usual monthly payment without having to submit any forms or contact the SSA directly.

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Conclusion

The 2.5 percent benefit increase for 2025 is a crucial step toward ensuring that SSDI and SSI recipients are not left behind as the cost of living continues to rise. Staying informed about these adjustments is key to planning for the future and making the most of your benefits.

For more information, read the SSA’s press release here:

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